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  • Live Life In
    crescendo

    The most important part of your
    life is ahead of you.
  • Medicare
    Medicare University
    Visit our Medicare University to learn about all of your
    Medicare options. View our online videos.
  • Social Security
    Social Security University
    Study our Social Security University
    to learn about your retirement options.
  • Final Expense
    Final Expense University
    Use our Final Expense insurance University to understand
    the benefits of Final Expense insurance.
  • LTC Planning
    Long Term Care University
    Use our Senior Planning University to learn
    about costs not covered by Medicare.
  • Senior Care
    Care Giving University
    Use our Care Resources if you're caring for a loved one who
    is ill or if you are doing advanced planning for yourself.
  • Senior Discounts
    Get The Discounts You Deserve
    Turn your senior status into a source of savings
    with discounts on health and retail products.

Welcome to Our Website

What's your real risk?

 

Many people find it hard to envision themselves needing hands-on assistance with basic activities like bathing, getting dressed and eating. The fact is that 70% of people who reach age 65 will require long term care services at some point in their lives. 1

 

The 3in4 Need More Campaign is dedicated to raising awareness of the importance of planning for ones long term care needs. Because 77% of Americans age 30 to 65 think they should know more, the 3in4 Association is dedicated to providing information necessary to help you plan for your own long term care. 

 

Our mission is to increase national awareness among all citizens, not only seniors, about the need for a long-term care plan.

 

To plan, citizens need to learn about the various products, services and insurance options that are available. 

 

Education starts here.

 

"He who fails to plan, plans to fail.“

 

 

 



  • By filling out the information request form, a sales agent may contact you by phone or email to discuss Medicare Advantage, Medicare Supplement, Prescription Drug, Final Expense, Life Insurance, or Long Term Care.

Take Control Of Your Future

MySeniorventure.com was designed by fellow seniors to help others navigate through life's new ventures. MySeniorventure.com is loaded with exclusive features and tools that will help to simplify life, maximize security, and save money.

Increase Your Awareness Regarding Medicare Options

Our Medicare videos will keep you up-to-date with the latest Medicare information.

Maximize Your Social Security Benefits

Don't lose out on the Social Security money you deserve.

Caregiving Resources Where Caregivers Get Care

Complete senior housing search tool and Caregiving learning center.

Save Your Hard Earned Money

Receive exclusive discounts on vision, hearing, prescriptions and lifestyle items.

Introducing 3in4 Association

Dr. Marion Somers

Elder Care Expert

AN AWARD-WINNING, NATIONALLY RECOGNIZED GERIATRIC CARE MANAGER


During the past three decades, Marion Somers, Ph.D., (Doctor Marion) has provided care for more than 2,000 elderly clients while she owned and operated a thriving Geriatric Care Management practice. It is now Dr. Marion’s goal to help caregivers everywhere by providing valuable insights and information in her book and on this web site.



While others might avoid elder care issues at every turn, Dr. Marion has made caring for the elderly her life’s work. She loves her work and it shows. Dr. Marion doesn’t focus on the grey hair or wrinkles of the elderly. Instead, she’s inspired by the beauty of their life experience. “If an individual has lived to be 90 years old, he must have some real skills and smarts to get his needs met in life. It’s vital we tap into the wisdom, strength, and life strategies of the elderly before they pass on.”



Dr. Marion knows that caregivers feel scared, angry, guilty, frustrated, overworked, and under-appreciated, but she is here to hold their hand through these demanding times. She passes on her knowledge and practical advice in a way that all caregivers can understand. “There are many common issues that caregivers face when dealing with the elderly. The language or the culture may be different, the values or the color of skin may be different, but many issues are universal, and it’s my goal to make a positive impact,” says Dr. Marion.